About this tool
What this is
A price discovery tool for on-exchange ACA health insurance plans in the 30 federally-facilitated marketplace (FFM) states. Enter your ZIP, age, and household → see the cheapest plan available in your county → click through to Healthcare.gov to enroll.
What this isn't
Not a broker. Not personalized advice. Not an insurer. We don't sell or recommend plans — we surface public pricing data.
Data source
Plan data is the publicly-available CMS QHP Landscape file for 2026, updated 2026-01-01. Premiums are age-rated using the HHS standardized curve (45 CFR 147.102).
v1 scope
FFM-30 states only. State-based exchanges (CA, NY, MA, and others) are not yet supported. Subsidies are not calculated — displayed prices assume unsubsidized enrollment. No tracking, no account required.